Be an educated consumer. You are a first time buyer, or maybe you are an old hat at buying and selling real estate. The investment either way is huge. Choosing the right lender is very important, and choosing a local lender is the way to go. Local lenders will give you more attention and the personal touch that is so important in this market. I work with a lot of Veteran Administration buyers who usually search for information online, enter their email address, then all of a sudden they get a phone call from a national lender pre-approving them a home loan with five minutes of information.
When you do finally decide that you are ready to look for a home, the first thing you should do is find out just how much you can afford and how big of a payment you are comfortable with. Don’t go to just one lender, interview several local lenders to make sure you are comfortable with them and the products they offer you.
A good local lender will ask you specific questions and tailor a loan that you will feel comfortable with, and will explain all the costs associated with the loan.
Be an educated consumer, get the right information, interview several local lenders, and find out just what you qualify for and what monthly payments you are comfortable with. Now you are ready to hire great Realtor to help you in your search. Giveme a call at 207.232.6127 and let’s start home hunting!
Keller Williams Realty
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